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Arbitration — An alternative process of settling a dispute through an impartial party instead of litigation. Nonstandard Auto High-Risk Auto or Substandard Auto — Insurance for motorists who have poor driving records or have been canceled or refused insurance. Auto Theft — Theft of an auto is a type of loss covered under comprehensive coverage. Comprehensive Insurance — Auto insurance coverage providing protection in the event of physical damage other than collision or theft of the insured vehicle. Exposures could include liability arising from accidents resulting from the insured's premises or operations, products sold, work completed or contractual liability. Guaranteed Renewable — A provision in many insurance products that guarantees the policy owner the right to renew coverage at every policy anniversary date. Named Insured — The person or entity listed on a policy declarations page.

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